How much money do you have if you invest $100 a month?

If you took an initial $100 investment and added $100 per month for 20 years, you would have about $77,000. Now, say you invested $100 per month for 25 years -- you would have approximately $134,000. Keep in mind, this hypothetical is based on past performance, which is no guarantee of future results.

How many shares do you get for $100 a month?

You decide you will invest $100 every month. So that means you get five shares for your $100. A year later, the fund has done well and the share price has risen to $25. Now you only get four shares for your $100, but you're happy anyway; the five shares from that first month a year ago have appreciated in value, 5 x $25 = $125, netting a $25 gain.

Can you save $100 a month?

If you don't think you can save $100 a month, try tracking all of your purchases for a month. This is a healthy financial habit that can help you find extra savings by limiting impulse spending. Investing $100 a month adds up over time, especially with compound interest.

What happens if you invest a certain amount every month?

If you invest a certain amount every month, you are buying shares in good times as well as bad times. In good times, the value of your shares increase. For example, suppose you start buying shares in a stock fund that cost $20 per share. You decide you will invest $100 every month. So that means you get five shares for your $100.